Real Estate and Financial Tips to Flourish

by Ryan And Alicia Roper

Welcome to May!

With tax season behind us, now is a great time to use those refunds or revisit your financial strategy.

The real estate market is showing strong signs of stability: mortgage rates are settling, home prices continue to rise steadily, and new policies are opening up opportunities for buyers, sellers, and investors. Here’s what to know—and how to act.

📊 May 2025 Market Snapshot:

Here’s a quick look at where things stand:

🏡 Mortgage Rates:
Rates have dipped to an average of 6.62% for a 30-year fixed—the lowest since October. Fannie Mae now forecasts rates could hit 6.3% by year-end.

💰 Home Prices:
National prices are up 2–3% year-over-year, with the median sale price around $455,000. Inventory is growing, but still tight, keeping competition strong.

📈 Market Activity:
Spring is traditionally the busiest time for real estate, and this year is no different. Buyers are active, and well-priced, move-in-ready homes are moving quickly.

✅ May Actions: Your Seasonal Real Estate Guide

🌷 For Sellers: Enhance Value Strategically

Put your tax refund to work with smart upgrades—think landscaping, kitchen or bathroom refreshes, or energy-efficient improvements that attract strong offers.

🌱 For Buyers: Make Financially Savvy Moves

Mortgage rates have steadied and job security remains strong. A tax refund could help with your down payment or closing costs, and buying a home with energy efficiency in mind can save you money long-term.

🌳 For Investors: Grow Long-Term Gains

Zoning is trending in favor of multifamily homes and accessory dwelling units (ADUs). Use your tax refund to invest in value-boosting projects that generate rental income and meet rising demand.

⏰ Seasonal Tip: Use Daylight to Your Advantage

Homes listed in May often sell faster thanks to longer days and more evening showing options. Use this seasonal momentum to show your home at its best!

🏛 Policy Updates Worth Noting:

◙ Tariff Impacts: Higher tariffs are increasing construction costs, which could affect home affordability and availability.

◙ Affordable Housing Shift: Changes in federal policy are tightening the supply of affordable homes, intensifying competition.

◙ Zoning Opportunities: Updates on ADUs and multifamily zoning are opening new doors for investors in suburban markets.

✨ Final Thought: May Your Ambitions Flourish

The opportunities this May are real, and with the right strategy, you can take full advantage. Whether you're buying, selling, or investing, I’m here to help you navigate your next steps with confidence.

📞 Let’s connect and make the most of this season!

Warmly,
Ryan and Alicia Roper - HomeSmart Lifestyles 602-690-3836 theroperteam@azroper.com